Auto Loans
Contact First Ohio Credit Union ... First. An auto loan from First Ohio Credit Union can put you behind the wheel of a great deal. One that you will like now and even down the road.
- Low Rates - You owe it to yourself to visit First Ohio Credit Union first. We offer low rates on the models YOU want.
- Great Terms - Choose from these standard budget friendly terms: 36, 48, 60 month loans. We even have 84 months on a secured loan over $20,000.
- Pre-Approvals - It's a smart move on your part. You go into negotiations on a car with the knowledge of your buying power.
- Refinance and Save - It's not too late to get a better rate. Refinancing from another financial institution with First Ohio Credit Union could save you hundreds. Stop in and see us today.
- New or Used - Looking at the new 2007-2008 models or a late model, maybe a classic car? Whatever you're shopping for, our rates stay low!
- Payment Protection Plans - Protect your payments with our superior coverages at competitive rates. Credit life insurance pays off your loan should you pass away. Credit disability makes your monthly payment if you become disabled.
Did you know that a 5.90%APR Credit Union loan may cost less than many 4.90% dealer loans? Stop in and see us today. We Love to Make Loans.
Click here for your Loan Application
Why Borrow At Your Credit Union?
Borrowing with us not only avails you to lower rates than most banks and savings and loans, but many other advantages, too. For instance:
- Repayment by payroll deduction is convenient and almost painless, plus it eliminates forgetting to make payments.
- You pay interest on the unpaid loan balances, and with a true annual percentage rate, only the amount borrowed is financed.
- There is no early payoff penalty. Interest is simply paid on the remaining unpaid principal.
- The Credit Union offers optional Credit Life and Disability Payment Protection.
- Loan servicing is personal and thorough for your best interest.
- As with all information regarding your account, all loan transactions are kept strictly confidential.
Loans to members are made for a variety of useful and productive purposes. The most popular loans are new and used autos, vacation, and other personal loans. Mortgage loans are also available. All loans are subject to credit approval.
For The Borrower
Credit Life Payment Protection is a plan to assist your family in the event of an untimely death of the borrower before a loan is repaid. If you die, your loan at the Credit Union will be paid off. Credit Life Payment Protection is available for only pennies a day.
Credit Disability Payment Protection is available with your loan at minimal cost. Think for a minute ... what might happen if you were disabled through sickness or accident. Not a very pleasant prospect, but we all know it can happen. That's why we're offering you the opportunity to protect yourself and your family with Credit Disability Payment Protection. This coverage will continue making your loan payments if you become temporarily or permanently disabled for longer than the required waiting period.
Payment Protection Plans are available to those borrowers who meet eligibility requirements.
We hope you'll ask for Life and Disability Payment Protection when you apply for a loan.
Attention College Students
You can still use the products and services of your Credit Union even when you go away to college.
- With an ATM Card, you can access your account and make withdrawals and deposits.
- Our 24 hour audio response teller (TONI) will allow you to initiate transactions from any touch tone telephone.
- A First Ohio Credit Union VISA Card makes handling your college expenses much easier. Also, this is a good opportunity to establish credit.
- With a First Ohio Credit Union Share Draft Checking Account you have a record of bills paid and get a convenient check card, too.
- Group Accident Insurance up to $2,000, is free upon receipt of a completed application.
- Free travelers checks are available.
Click here for the scholarship application.
