First Mortgage Loans

Once you have found that special home with all of the features that you and your family need, stop in to see us.

The money that would go toward rent will now be used toward purchasing your home. You will begin to build equity in your home for the future and at the same time be getting some well deserved tax breaks. Begin your first mortgage loan process for your new home today.

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Get The Credit Union Difference:

Fixed or adjustable rate long term mortgages.
Competitive interest rates.
We help you budget for real estate taxes, home insurance or other costs associated with home ownership.
Payments can be made through payroll deduction, so there's no need to write a share draft check each month.
No prepayment penalty.

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Home Equity Line Of Credit

Turn the equity you have built up in your home into Ready Cash. Your home can be an inexpensive source for additional money.

Eight Reasons Why You Should Have A Home Equity Credit Line:

You have access to cash on demand with no waiting.
You can use the money for just about any worthwhile purpose.
There is no prepayment penalty.
The more you pay back the more you can borrow.
The interest you pay may be tax deductible, in most cases (consult your tax advisor).
You may never have to apply for credit again.
We have favorable interest rates.
There are no closing costs.

Call the Mortgage Loan Department for details or to set an appointment for first mortgages or home equity loans. 419-435-8513, ext. 322 or 325.

Three Locations to Serve you: First Ohio Credit Union, Inc. 1-800-537-5993	1650 N. Countyline St., Fostoria, Ohio 44830 419-435-8513	203 N. Sandusky St., Tiffin, Ohio 44883 419-447-5929	111 Tarhe Trail Upper Sandusky, Ohio 43351 419-209-7589